COTTON INSURANCE

Australian farmers are growing the highest yielding, finest quality cottons in the world and are leaders in the agricultural industry when it comes to technology and efficiency. Cotton is a relatively high value crop which often makes up a high proportion of a farm's total revenues, so it’s important to ensure the crop is adequately covered as losses in the field can significantly impact on a grower’s profitability.

Again we have access to insurers Rural Affinity, Primacy, Insurance Facilitators and CGU for cotton.

Crops can be insured for loss of revenue as a direct consequence of hail, but also can include fire cover. 
The policies provide a variety of additional benefits including:

• REPLANT SUBSIDY

• ADDITIONAL EXPENSES

• LOSS OF REFUGE

• CHEMICAL OVERSPRAY

Most policies also offer a range of options including Quality Downgrade, Seed Cotton Insurance and a Late Harvest Crop Benefit.

Irrigated crop yields tend to have a more predictable outcome, however the varying seasons can impact on dryland crop yields which means they can be highly variable. This creates their own unique insurance requirements and as such need to be treated very carefully. Rainfall Downgrade insurance is also available.